Uncertainty Makes Bond Duration Trade a Balancing Act
Some investors may be tempted to "buy the dip" in bonds, but we may not be out of the woods yet.
BLDCRX
Build Bond Innovation CIT
CUSIP: 12007F104
Speak with a Build professional to discuss how our retirement solutions may fit into your plan design.
Overview
Fund Objective
We applied our risk mitigation methodology to retirement-focused funds, seeking to offer investors a spectrum of solutions that match dynamic risk tolerances with their wealth preservation and long-term capital appreciation goals.
- 90% - 100% fixed income and cash
- Investment-grade fixed income
- 6-year max average fixed income duration
- Long-only options to enhance return profile
- Conservative investor objective
Investment Phases by Age
Why Invest?
A Methodology Designed for the Modern Era
Many current portfolio construction techniques are outdated, failing the investor because they improperly address risks and do not account for today's market environment. We seek to address these challenges by creating more repeatable outcomes to help investors acheive their financial goals. Build's retirement solutions are built from aspects of structured solutions, passive equity index investing, and active fixed income management, guided by algorithmic rebalancing.
Low Yields
Bond yields have faced over four decades of declines as both equity and bond prices have soared.
Sequence of Return Risk
Withdrawals from an investor's account during bear markets are more costly than during bull markets. They do more damange to the investor's overall return.
Longevity Risk
Life expectancy is increasing and the potential of an investor outliving their retirement savings needs to be accounted for.
Featured Perspectives
High Yield Bonds - History Shows that Reaching for Yield Can Lead to Disaster
Reaching for income in high yield bonds is little different than ascending the top step of a ladder to get something just out of reach.
Gaining Perspective Podcast
Can SECURE Act 2.0 get retirement planning back on track? Michael J. Harrington talks with Advisor Perspective on the future of retirement planning.
Dot-Com Vs. Covid-19 Markets: Are We In For Another Crash?
We explore reasons why investors could reasonably draw conclusions of future returns from history, but still be caught on the wrong side of the trade.